Waiting for Lower Mortgage Rates Could Actually Cost You More and Here Is Why Buying Now Makes Sense

Waiting for Lower Mortgage Rates Could Actually Cost You More and Here Is Why Buying Now Makes Sense

Kenn Bartley
Published on: 05/10/2026

Appreciation, bidding wars and lost deals are the real cost of waiting. Kenn Bartley explains why now beats waiting now.

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Waiting for Rates to Drop Could Cost You 50000 Dollars More and Here Is the Math That Proves It

Waiting for Rates to Drop Could Cost You 50000 Dollars More and Here Is the Math That Proves It

Kenn Bartley
Published on: 23/07/2026

Same home costs $50K more when rates drop. Kenn Bartley runs the real numbers on waiting vs buying now.

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Is the Housing Market Going to Crash Like 2008? Here’s What’s Different This Time

Is the Housing Market Going to Crash Like 2008? Here’s What’s Different This Time

Kenn Bartley
Published on: 01/01/2026

If you’ve been watching headlines or scrolling social media, you’ve probably heard the same question on repeat: “Is the housing market about to crash like 2008?” It’s a fair question, because 2008 left a mark. But the important thing to understand is this: a housing crash is not just “prices going down.” A true crash usually needs a combination of risky lending, forced selling, and a flood of inventory that overwhelms demand. Today’s market has challenges, but the foundation is different.

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Rent vs. Buy in 2025: Which Is More Affordable Long-Term?

Rent vs. Buy in 2025: Which Is More Affordable Long-Term?

Kenn Bartley
Published on: 10/11/2025

In 2025, many homebuyers are asking the same question: should I keep renting, or is it finally time to buy a home? At first glance, renting still appears to be the cheaper option. In many U.S. cities, the monthly rent on a typical apartment is about $900 less than the mortgage payment for a starter home. But the story doesn’t end there.

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:

1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here

**Texas Consumer Disclosure

Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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