How Much Home Can You Afford in Today’s Climate?

Affordability is always a central concern for homebuyers, but with mortgage rates higher and home prices elevated, many are reassessing what they can realistically buy. The uncomfortable reality: home... ...more

Mortgage

October 17, 2025•3 min read

Will Mortgage Rates Go Down Soon? What Buyers & Refinancers Need to Know

Many homebuyers and homeowners waiting to refinance are holding their breath: will mortgage rates drop soon? With recent talk of a potential Fed rate cut, that hope is understandable. But the truth is... ...more

Mortgage

October 17, 2025•3 min read

Should You Wait to Buy a Home If Mortgage Rates Might Drop?

Mortgage rates are always on people’s minds when considering home buying. The thought of locking in a lower rate later can be tempting. But is waiting for rates to drop the smartest move? Let’s break ... ...more

Mortgage

September 23, 2025•3 min read

Will Housing Affordability Improve or Will Mortgage Rates Drop Soon?

The State of Affordability Today As of September 2025, home affordability remains one of the biggest challenges for buyers. Mortgage rates for a 30-year fixed loan are averaging around 6.7%, while ho... ...more

Mortgage

September 23, 2025•3 min read